Buy vs Lease near Oak Park, IL

Buy vs Lease near Oak Park, IL

Acquiring a Lexus model is a big step, and we want our customers to be completely confident in their vehicle of choice along with how they choose to pay for it. When you shop at McGrath Lexus of Chicago, you will find a stunning selection of Lexus rides that are sure to suit your eye for style and power. After a test run, meet with our Finance Department to discuss whether you should finance or lease your set of wheels.

Inventory

One way that may help start you off on the right path is deciding on a vehicle that suits your needs. As one of the titans in the world of luxury vehicles, Lexus has catered to all types of lifestyles, so we’re confident that you’ll find something that you absolutely love. To start, double-click on the New Vehicles tab to be brought to a comprehensive list of our factory-fresh rides. At the left side of the page, you will see a slew of filters that can help you narrow down your search. So whether your priorities are price, body style, color, fuel economy, or drivetrain, you can easily zone in on what matters most to you.

Buying

After you’ve found a ride or two that you’d like to test drive, you must decide how you want to take it home. One way to do so is to finance. Synonymous with buying, this plan sets you up to eventually own your model of choice by slowly chipping away at the total cost month by month. By providing us with an ideal down payment, some personal information on our Finance Application, and a few more factors, we will do the legwork in securing you a loan with our banking connections. And we will work to come up with a monthly rate that you can be confident and satisfied with.

Leasing

If keeping one ride for an extended period of time just isn’t your style, we offer an alternative route that you’re sure to love. Leasing will allow you to borrow a new set of wheels from our lot for a few years. But because you won’t be paying off the entire cost, your monthly increments will be calculated based upon the estimated depreciation and number of miles you intend on driving. And when your contract is finished, you can lease or finance another Lexus vehicle on our lot sooner than later!

If you’re still undecided whether you should buy vs lease near Oak Park, IL, head on over to McGrath Lexus of Chicago for some guidance by our well-versed staff!


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(833) 536-7346

Testimonials

Gwendolyn Perkins
Gwendolyn Perkins
GOOGLE
2-11-2026
Full Star Full Star Full Star Full Star Full Star

My sales woman is Karuna. She was amazing from day one. She got me what I wanted and kept me informed. I will be recommending her. She is top notch!!!

Ethan Spector
Ethan Spector
GOOGLE
2-8-2026
Full Star Full Star Full Star Full Star Full Star

Good dealership. Ask for Miles, was a good buying experience.

Tiffany Do
Tiffany Do
GOOGLE
2-6-2026
Full Star Full Star Full Star Full Star Full Star

Had a great experience! Mike was great with communication when I wanted to buy my first car! I initially contact via email regarding the NX350h and he responded promptly. He kept me updated regarding the transportation of my car and when the car arrived at the dealership. Financial department was also amazing and tried their best to get me the best interest rate.

Natalie Tomczak
Natalie Tomczak
GOOGLE
1-27-2026
Full Star Full Star Full Star Full Star Full Star

You will never find a dealership like Lexus in Chicago. Their sales team is superb, especially Karuna. They will do everything in their power to get you what you want for the price you can afford. They will never try to scam you or add on extra fees that you don't understand. The process will be seamless from beginning to end. Karuna continues to care for her clients even after the purchase. She remains available through text, fixes any misunderstandings, and will always make things right. You will never feel cheated or abandoned like you do at some other dealers. They are truly a hidden luxury vehicle gem in the Midwest.

Russ Gladchenko
Russ Gladchenko
GOOGLE
1-25-2026
Full Star Full Star Full Star Full Star Full Star

Excellent sales and financing! Donte was amazing and Douglas was amazing as well! Highly recommend this dealership. The people here are wonderful and helpful.

J Wright
J Wright
GOOGLE
1-24-2026
Full Star Full Star Full Star Full Star Full Star

Best Lexus dealership in the mid west

Tamell
Tamell
GOOGLE
1-21-2026
Full Star Full Star Full Star Full Star Full Star

Steven was great to work with!!

Abimbola Adefolalu
Abimbola Adefolalu
GOOGLE
1-18-2026
Full Star Full Star Full Star Full Star Full Star

I had an amazing experience at the McGrath dealership on Divison Ave, they were outstanding, very professional . l was treated with respect,. They made feel at home and very satisfied.

Ovie Carter
Ovie Carter
GOOGLE
1-18-2026
Full Star Full Star Full Star Full Star Full Star

Justin Parrilla has been the service adviser for my 2008 GX470 for a good while. His attention to great service keeps my SUV running smoothly and the repairs affordable for my older vehicle.

Tim Bobrowski
Tim Bobrowski
GOOGLE
1-17-2026
Full Star Full Star Full Star Full Star Full Star

My salesperson was excellent and the whole sales team provided excellent service for my new car buying experience.

Carrie Sheets
Carrie Sheets
GOOGLE
1-17-2026
Full Star Full Star Full Star Full Star Full Star

Great experience with Donte. We drove some distance to see a vehicle and he went above and beyond to send us additional photos. Love my new car and the overall experience at McGrath! Thank You

Giselle F
Giselle F
GOOGLE
1-14-2026
Full Star Full Star Full Star Full Star Full Star

Had the best experience here. Wayne was so patient with me. I came in a little nervous in October after a bad experience @ fields (they were too pushy). Wayne was patient and listened. I Finally got my baby. Krystal was amazing too, helped me get a wonderful deal on my brand new NX Hybrid. So thankful for you 2. I will always recommend McGrath!!

GuruZZQSQ
CARGURUS
1-13-2026
Full Star Full Star Full Star Full Star Full Star

great experience

robert
CARGURUS
1-11-2026
Full Star Full Star Full Star Full Star Full Star

Great dealership

Kelly Afeld
Kelly Afeld
GOOGLE
1-10-2026
Full Star Full Star Full Star Full Star Full Star

(Translated by Google) undefined (Original) Could not have had a more enjoyable car purchasing experience. Brent was so helpful, as well as the finance department and the technical help with the new vehicle. Thank you McGrath team.

Garrick Ketelhut
Garrick Ketelhut
GOOGLE
1-10-2026
Full Star Full Star Full Star Full Star Full Star

Junaid was great. Helped me lock in the deal I was looking for and feel good about the purchase.

Barry Craig
Barry Craig
GOOGLE
1-10-2026
Full Star Full Star Full Star Full Star Full Star

Karyna was wonderful to work with. The buying process was smooth and the dealership was responsive. Highly recommended

Sharon Repka
Sharon Repka
GOOGLE
1-10-2026
Full Star Full Star Full Star Full Star Full Star

We had a wonderful experience at McGrath Lexus this week. Karona is an experienced, thoughtful and caring sales rep. She was always available, responsive and worked to ensure we purchased the right vehicle. Kristal did a great job with financing and Adrian was patient and helpful getting us comfortable with our new ride. Dream team!

Diana Brownlee
Diana Brownlee
GOOGLE
1-4-2026
Full Star Full Star Full Star Full Star Full Star

Karuna is the best!!!! Warm, efficient, thorough, and quick!

seongha hwang
seongha hwang
GOOGLE
12-30-2025
Full Star Full Star Full Star Full Star Full Star

(Translated by Google) undefined (Original) Good service

Michelle Arquines
Michelle Arquines
GOOGLE
12-27-2025
Full Star Full Star Full Star Full Star Full Star

Thank you Gerry Arquines and staff for an excellent experience for my mom and Dad buying their brand new Lexus TX

natalie plokita
natalie plokita
GOOGLE
12-27-2025
Full Star Full Star Full Star Full Star Full Star

(Translated by Google) undefined (Original) Amazing! Brent and Nick were fabulous!!

Win
Win
GOOGLE
12-24-2025
Full Star Full Star Full Star Full Star Full Star

Ms.Julie Hill Did It Again ... She Worked With My Budget And Got Me The Vehicle I Wanted ... Thrust Me She Is The Sales Rep U Want To Work With At Mcgrath Lexus Downtown ... Outgoing, Friendly, And Patient ...Thanks To Mike And Krystal In The Finance Office Also ... U Guys Are The Best 🤗

Ivan Hyshte-multe
Ivan Hyshte-multe
GOOGLE
12-24-2025
Full Star Full Star Full Star Full Star Full Star
Hycee
Hycee
GOOGLE
12-23-2025
Full Star Full Star Full Star Full Star Full Star

(Translated by Google) undefined (Original) Proud member of the Chicago McGrath Lexus family. I'm so glad I decided to purchase my Lexus from here back in 2021. Five years later I had a minor issue and Matt still took care of me. When is time to buy my next car I am coming back. Choose this dealer for 100% satisfaction. You'll feel like family.

kevin l
kevin l
GOOGLE
12-15-2025
Full Star Full Star Full Star Full Star Full Star

(Translated by Google) undefined (Original) I just took Kathy‘s 2008 Lexus RX in for oil change we live in downtown Chicago. They furnished a free lift ride home and back when the car was finished they changed the oil and filter. Did a 79 point inspection and a car wash including tax $104. I highly recommend them. The service advisor was five stars.

Abubakar siddique Mohammed
Abubakar siddique Mohammed
GOOGLE
12-14-2025
Full Star Full Star Full Star Full Star Full Star

(Translated by Google) undefined (Original) Outstanding Experience at McGrath Lexus! I had an exceptional experience at McGrath Lexus, and I can’t thank Karona enough for making it so memorable. From start to finish, everything was smooth, professional, and hassle-free. Karona went above and beyond by offering a great discount and surprising me with Lexus goodies, which was such a nice touch. They truly made the “December to Remember” event live up to its name and even made my birthday feel extra special, something I’ll genuinely remember. The processing was incredibly fast, with no unnecessary waiting, and the level of service was top-notch—transparent, efficient, and customer-focused throughout the entire experience. A big thank you to Karona and the team at McGrath Lexus for delivering such an outstanding experience. I highly recommend them to anyone looking for a premium car-buying experience with excellent service.

Laura Younan
Laura Younan
GOOGLE
12-14-2025
Full Star Full Star Full Star Full Star Full Star

(Translated by Google) undefined (Original) Our experience at McGrath Lexus was wonderful! Karuna was our sales rep and she is amazing! She got us a great deal on the car, and the whole process was smooth and painless.

Michael Jennings
Michael Jennings
GOOGLE
12-12-2025
Full Star Full Star Full Star Full Star Full Star

(Translated by Google) undefined (Original)

Investa Garden
Investa Garden
GOOGLE
12-10-2025
Full Star Full Star Full Star Full Star Full Star

(Translated by Google) undefined (Original) I want to highlight the outstanding experience I had working with Donte at McGrath Lexus Chicago. He helped me purchase my Lexus almost a year ago, and since then he’s continued to be a great resource whenever I had questions about Lexus models. His product knowledge, responsiveness, and consistency made the entire buying process smooth and stress-free. McGrath Lexus Chicago as a whole has always been worth the drive, and Donte is a big part of that. If you’re considering a Lexus, I highly recommend reaching out to him—he delivers the level of service you expect from a luxury brand.

Polina Kustanovich
Polina Kustanovich
GOOGLE
12-6-2025
Full Star Full Star Full Star Full Star Full Star

(Translated by Google) undefined (Original)

Toya Crain
Toya Crain
GOOGLE
12-6-2025
Full Star Full Star Full Star Full Star Full Star

(Translated by Google) undefined (Original)

Brenda Noy
Brenda Noy
GOOGLE
12-4-2025
Full Star Full Star Full Star Full Star Full Star

(Translated by Google) undefined (Original)

Kimmy G
Kimmy G
GOOGLE
11-29-2025
Full Star Full Star Full Star Full Star Full Star

(Translated by Google) undefined (Original) I worked with Julie Hill at McGrath Lexus 1250 W Division and my experience was incredible. She made me feel valued, cared for, and completely at ease. She ensuring I had food, water, and comfort while visiting the dealership. The other staff members were kind and friendly. Exceptional customer care!

GuruWPW35
CARGURUS
11-29-2025
Full Star Full Star Full Star Full Star Full Star

Very friendly. Professional

B. Bishop
B. Bishop
GOOGLE
11-26-2025
Full Star Full Star Full Star Full Star Full Star

(Translated by Google) undefined (Original) Thank you, McGrath Lexus of Chicago! I had a truly wonderful experience from start to finish. My saleswoman Julie and the entire finance team made the process smooth, professional, and enjoyable. Julie even offered me her warm dinner as I waited. I appreciate the care and attention everyone showed throughout the journey. I purchased a beautiful Lexus RX 350. I’m happy to be a part of the Lexus family.

Jim Steben
Jim Steben
GOOGLE
11-25-2025
Full Star Full Star Full Star Full Star Full Star

(Translated by Google) undefined (Original) It was a pleasure working with Michael L. in sales, and Don from the Finance team. I would highly recommend McGrath Lexus to potential buyers in the future.

Igor
CARGURUS
11-23-2025
Full Star Full Star Full Star Full Star Full Star

Quick response, superb communication. Highly recommended to first time buyers. This kind of service is hard to find nowadays.

Joseph ohara
Joseph ohara
GOOGLE
11-18-2025
Full Star Full Star Full Star Full Star Full Star

(Translated by Google) undefined (Original) I've bought many cars over the years, and this was by far the best experience. My sales representative, Alexandra, was fantastic! The entire team was incredible—Alexandra, Heather, Rick, and Kristal—you all did an amazing job. I will be a customer for life. Thank you! Joe

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